Most veterans know about the GI Bill. Fewer know about Chapter 31, VA Vocational Rehabilitation and Employment (VR&E), a separate benefit that can fund education, training, or even the start-up costs of a business for veterans whose service-connected disabilities make it harder to work in the field they trained for.

Chapter 31 is administered differently than the GI Bill, with its own eligibility rules, its own application process, and a case manager involved throughout. That extra structure is exactly why it's underused, but it's also what makes it more tailored to an individual veteran's actual employment barriers.